Nano Yes, Mercedes No - Simple Equation

Nano Yes, Mercedes No

Harish Rao - Monday, March 23, 2009 8:14 AM

Looks like there is atleast one real estate player that acknowledges the new reality. DLF. In an obvious recognition of a massive slowdown in the Real Estate sector, DLF has begun refunding deposits and initial payments of over 560 investors in their ambitious Chennai project. (Read details here).

Despite reduced prices, investors in the Chennai project remained skeptical about the project cost and progress. This coalesced into an activist group that brought about unpleasant publicity. I guess this reached critical mass and DLF had no other option than start the refund process. Selling 3500 apartments in such tenuous conditions must now be a gargantuan task for DLF. But atleast DLF has conceded that there is a problem. Its decision to slash rates to Rs. 1800 per sq ft (pre-2004 levels) in Bangalore reflects the new truth.

Buyers want Nano, not Mercedes

Unlike DLF, several Real Estate companies are still in the denial mode. I saw an advertisement for a project headlined ‘TGIR - Thank God Its Recession : Inflation Dips, Borrowing Rates Crash, Stamp Duty Reduced'. Such ‘Clever' headlines mask one fact - where is the price cut? Clients are just not buying into 5% or 8% cuts. What most home buyers are looking at is absolute rock-bottom, bargain basement prices. 30-40% cuts.  Home buyers are looking for the Nano and not the Mercedes.

However, every argument has differing views. There are developers that think the worst is over and normal business would resume soon. Click Here and Here to read their assessment.

The markets are rife with rumours of developers borrowing funds at usurious rates and an almost complete inability to stick to project schedules. With a huge inventory of unsold flats and various works-in-progress, this pain is going to take a long time to subside. Let's hope there is no more pain for Ratan Tata. The all new Nano is here. All the best, Sir.

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From Drigg

March 23, 2009 4:28 PM

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From arvind

March 23, 2009 4:31 PM
Thats a good start.As they say,you can begin to address a problem,once you admit there is one.I agree,most real estate players are not only in denial mode,but most have their heads buried deep in the sand,hoping that the storm will blow over.They just refuse to admit the 'new reality'.Most players have had it too good for some time and they had begun to believe that the good times will last forever. DLF has made a good beginning in Bangalore,and one hopes that others will follow suit.Though,I do not simply get DLF's assessment of what 'surprsingly affordable' means.DLF has been advertising its new project in Delhi as 'surprisingly affordable' with prices starting at Rs 80 Lacs.Maybe I missed the plot completely.Is 80 lacs the new 'suprisingly affordable'?

From Harish Rao

March 23, 2009 5:19 PM

Arvind : The only thing 'surprisingly affordable' are shares of Real Estate companies. Down by 80-95%. Maybe there is something the market knows that the developers themselves don't - THE TRUTH.

From arvind

March 24, 2009 7:42 PM
Bingo!Well said,Harish.You hit the nail on th head.

From Jayman

March 25, 2009 11:06 AM
how can I get one of these Nano's delivered to Kenya for the $2,000?

From Harish Rao

March 25, 2009 8:50 PM

Jayman : Suggest you visit www.tatanano.com... plenty of exciting stuff there.

From Ann

April 10, 2009 8:05 PM
I recently came across your blog and have been reading along. I thought I would leave my first comment. I don't know what to say except that I have enjoyed reading. Nice blog. I will keep visiting this blog very often. Ann http://externallaptop.net

From Harish Rao

April 13, 2009 5:21 PM

Ann : Thanks for the kind words. Be our guest.

From Anup Naik

April 21, 2009 10:57 PM
Gr8 point made by you... Most of the real estate companies seems to be in a fool's paradise.. maybe the economy is coming around as they say.. but one thing is clear.. home buyers will be more cautious now onwards as they know the "real" realty prices..

From Harish Rao

April 22, 2009 7:50 AM
Anup : Real Estate is one asset class where investors seem willing to set themselves up for real pain. Baffling to see investors commit huge sums for nebulous deadlines and vague valuations.

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