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What, No Load !!! What, No Load ???

SEBI has just decreed that Mutual Funds in India will not charge a load. And many Financial Advisors have concluded that the epitaph in their tombstone has just been carved in granite by SEBI. Having keenly observed and been an enthusiastic participant...

Wolf in Sheep’s clothing

In a major crackdown against misselling, the Insurance regulator, IRDA, has instructed Insurance companies to ensure that second and subsequent year premiums for ULIPs should be atleast 75% of the First Year (FY) premium. Background ULIPs (Unit Linked...

Variable Load Structure for Mutual Funds

The Securities and Exchange Board of India (SEBI) is mulling introduction of a variable load structure for mutual funds in India. This is a game changing initiative which can have several ramifications for investment management in general and mutual funds...